Cycling is becoming more popular, and with the rise in popularity comes a rise in the number of accidents involving bicycles. Frequently bike accidents are caused by an inattentive driver. In that case, the at-fault driver’s insurance will cover your injuries.
If you have your own automobile insurance, you may use the Personal Injury Protection (PIP) benefits of your automobile policy to pay for your medical bills and lost wages even though you were on a bicycle rather than in your car. As long as your injury was caused by a motor vehicle, your motor vehicle insurance policy must provide medical and wage loss benefits.